You could be owed an average of £* per agreement for mis-sold car finance

Start your claim today. Our online tool can help you find ALL of your car finance agreements between 2007 — 2020

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  • Start your check in under 60 seconds
  • You could be owed an average of £* per agreement
  • Up to £* billion expected to be paid out
Frequently asked questions

How much does this cost? Can I claim back myself?

Our service is completely risk-free and provided on a no win, no fee basis. If successful, a maximum success fee of 36% (inclusive of VAT) may apply, based on how much we get back for you - but only after the 14-day cooling-off period has passed. You can cancel, without charge, within the 14-day cooling-off period, after that we may charge for our reasonable costs incurred, which is calculated on an hourly basis subject to maximum charge

We may charge our fees on a different basis (e.g. on an hourly basis and a success fee) if your case is pursued through litigation, however some of our fees may be recoverable from the other side if your claim is successful. If we are unsuccessful through litigation, we are not entitled to any fees however, there may be adverse costs which can include the defendants legal costs and disbursements. These can be covered by a specific type of insurance called After the Event Insurance (subject to the terms of the policy), which we would likely recommend you take out if your claim proceeds to litigation, and we can arrange this on your behalf. Ultimately, we would only recommend litigation if we believe you would achieve a better outcome (e.g. a higher settlement) than through the FCA's proposed Consumer Redress Scheme. Please refer to our Terms of Engagement for full details regarding all of our charges

Alternative options

You are also free to:

  • Use your own legal representation to pursue a court claims, or
  • Directly complaint to your lender at no cost
  • If dissatisfied, escalate your complaint to the Financial Ombudsman Service, which is also free of charge
  • The FCA is also consulting on a free to use Consumer Redress Scheme, which will likely be launched early 2026

What is mis-sold car finance?

Mis-sold car finance occurs when a lender or financial institution provides misleading information or fails to disclose important details regarding a car finance agreement. This may include inadequate explanations of interest rates, hidden fees, or the failure to consider the borrower's financial situation

What if I don't have my paperwork?

Don't worry, you are still able to start a claim with us as we are able to request your finance agreements from the dealership and/or the finance provider

How much is the average claim?

The Financial Conduct Authority (FCA) have indicated that under its Consumer Redress Scheme, eligible claims could be an average of £*, per finance agreement

Can I make more than one claim?

You can make one claim, per finance agreement, so if for example you took four cars out on finance, then you could be eligible for four claims

  • Start your claim today

    You could claim an average of £* per agreement for mis-sold car finance. Start your claim today

  • Mis-sold finance

    The compensation scheme for mis-sold car finance is expected to cost lenders up to £* billion

  • Claim experts

    We can help you submit all of your car finance claim(s) with confidence

  • SRA regulated

    We are authorised and regulated by the Solicitors Regulation Authority (SRA)

  • Financed cars with Black Horse, Close Brothers, Santander, Barclays & more?

    40% of car finance agreements may have been mis-sold1, so start your claim today!